Refinance With Pay Option Adjustable Rate Mortgage ( ARM ) Loans

Refinance with a Pay Option ( ARM ) Loan. Every month, you have the complete flexibility to decide which of four payment choices you would like to make including interest only.

This program is ideal for anybody that has fluctuating income such as the self-employed. It is also ideal if you are looking to buy a new home or even a first time home buyer and want the lowest possible monthly payment or just want to lower your existing mortgage payment.

The Pay Option refinance loan is a relatively new product that allows you four payment options each month

-1. 15 year payment- Pay your home loan off and build equity faster as well as save thousands of dollars in interest;

-2. 30 year payment- This option will let you know how much to pay to have your home free and clear in the standard thirty years;

-3. Interest only option- This option allows you to pay only the interest portion of your monthly payment so you can increase monthly cash flow;

-4. 1% Minimum payment-This option allows you to pay your mortgage at a 1% rate of interest for maximum savings.

The Pay Option Refinance Loan is the absolute best adjustable rate mortgage, ARM, product available today. It has built in features that protect you from the typical worries associated with an adjustable rate mortgage.

One is the fact that your payment cannot increase more than 7.5% above the previous year for the first five years. Another gives you the option to convert to a fixed rate mortgage after the first three years.

With these features in place you can rest easy with your refinance and your new adjustable rate mortgage or ARM.

For immediate assistance on a Pay Option Home Refinance Loan please call 1-866-398-4664. Or fill out our easy form by clicking the link below and a knowledgeable representative will contact you for a FREE no-obligation consultation on your refinance situation.